College & University Information



Articles Home Page | Main Site Home Page








Text Ad's by TextAdPro.com
ThatsNeato.com - That's Neato! All Neato, Hip and Cool!

Freebies57.com - Freebies and Freestuff.

2coolhair.com - Over 5,000 Hairstyles Pitcures.

Games57.com - Free Online Games.



Need Money for College?


Finding money for college can be a challenge for many students and their families. While saving in advance is the best choice, many times saving money for college is not easy for families. Even for those who do save, many find that the savings are not enough to cover the full cost of a college education.

So what should students and parents do to find money for college? There are many programs available to help students get money for college including scholarships, grants and several types of loans.

There is one form the student needs to fill out each year which will determine his or her eligibility for need based programs including loans, grants and work-study called the FAFSA, found online at fafsa.ed.gov.

After submitting the FAFSA students will be notified by mail which programs they qualify for. Priority deadlines for most colleges are late spring to early summer. However students can continue to apply until the end of the school year.

If you have gotten your FAFSA results and didn't get as much money for college as you need, the first thing you should do is visit the financial aid office at your school. It is possible that there may be other sources of aid available. Some colleges participate in state funded financial aid programs and special need based programs that you may qualify for.

Secondly you can request that the financial aid office review your application and family contribution analysis. Perhaps there are circumstances such as a job loss, unexpected family expense or another factor that will reduce the amount of money the family is expected to contribute. This could possibly help you get more money for college in the form of loans and grants.

Most students qualify for Federal Student Loans (Stafford Loans) and the FAFSA results will reveal the amount students will be able to borrow. If this loan amount is not enough, students can inquire with the financial aid office about other loans.

Students may be able to take out additional Stafford Loans in the form of an unsubsidized loan. Unsubsidized loans are not awarded on the basis of need and students will be charged interest from the time the loan is disbursed until it's paid in full. Borrowers also have the option to add the interest to the principal amount of the loan until graduation. However additional interest will be based on the higher amount.

Other loan options that provide money for college students include Perkins Loans which are designated for students that meet low income criteria. The availability of Perkins loans are usually limited because each school participating in the Federal Perkins Loan program is given a maximum amount of Perkins Loan funds each year.

PLUS loans are available for parents to borrow money for college for their children. These loans are awarded regardless of financial need and allow parents to borrow up to the full cost of the child's education. To qualify for a PLUS loan the student must be classified as dependent.

Knowing your loan options is important but students should not ignore scholarship programs that give away free money for college. Many students think that scholarships are only available for straight A students, but this is not the case! There are many college scholarship programs based on a variety of criteria including essay contests, volunteer work or area of study.

Scholarship money for college can be found by inquiring at your college scholarship office, searching online and using scholarship directories.

By exploring all of the options available students and their families can successfully find money for college.

Michael Carter is a contributor at College Financial Aid Guide, an online informational resource for educational funding, scholarships and student loans. Find out how to apply for student loans.


MORE RESOURCES:

Christian Science Monitor

ON COLLEGE: University leaders talk drinking age
Redwood City Daily News, CA - Sep 6, 2008
By Jason Katz / Daily News columnist Q: I have heard that some college presidents are calling for a debate about whether the drinking age in the US should ...
Amethyst Initiative rallies to lower drinking age to 18 Wilkes Beacon (subscription)
Don Kornreich Frederick News Post (subscription)
all 87 news articles


Mountain Empire Community College to host College Night
Kingsport Times News, TN - 4 hours ago
... Pikeville College, Radford University, Shenandoah University, Sweet Briar College, The Art Institute, Tusculum College, University of Mary Washington, ...


Colleges are doing away with cafeteria trays
San Francisco Chronicle,  USA - 23 hours ago
John Raby, AP (09-07) 04:00 PDT Glenville, W.Va. -- Crammed on middle linebacker Derek Walker's plate are beef, mashed potatoes, gravy, corn, spinach and a ...
Friendly to planet, rude to diners Chicago Tribune
all 4 news articles


Rider coach notches first victory
The Times of Trenton - NJ.com, NJ - 1 hour ago
TEANECK -- Rider University used two first-half goals to give new women's soccer head coach Dray son Hounsome his first victory as the Broncs blanked ...


Averett University Athletics

Averett women's soccer shuts out LaGrange
Averett University Athletics, VA - 4 hours ago
LAGRANGE, Ga. — The Averett University women's soccer team netted two goals in the first half and held on for a 2-0 win over LaGrange College on Sunday. ...
Averett men's soccer nets coach first win Averett University Athletics
all 2 news articles


Box Score
Briton SportsNews, MI - 6 hours ago
Soccer Box Score (Final) Albion College vs Denison University (Sep 07, 2008 at Granville, Ohio) Albion College (1-1-1) vs. Goals by period 1 2 OT O2 Tot ...


NJCU Athletics

Alex Johanesen
NJCU Athletics, NJ - 12 hours ago
2007 Highlights: (09/02 at NJAC/Skyline Cross-Over Tournament): Made a huge impact in her collegiate debut, tallying 80 assists and nine aces,while ...
Sarah Torres NJCU Athletics
all 3 news articles


Women's Soccer Team Falls to Dominican
Go Blue Jays, IL - 8 hours ago
ELMHURST, Ill. - The Elmhurst College women's soccer squad slipped to 2-2 on the season following a 1-0 loss to Dominican University. ...


Local writers group hopes to garner new members
nwitimes.com, IN - 6 minutes ago
BY KAREN KULINSKI But it was their love of writing that brought them together last year to form the new multicounty Indiana Writers' Consortium. ...


Council to vote on U-District on Tuesday
The Daily Evergreen, WA - 39 minutes ago
The Pullman City Council is scheduled to vote on a resolution in support of the creation of a University District on Tuesday night. ...

College-University - Google News




Articles Home Page | Site Map | Main Site Home Page
GETsonic | TrafficFish | Games | YaZoW | Freebies | WildThingsDesigns | Mp3mama

© 2008